Find the funds you need.

Connecting borrowers and lenders every day.

I would like to borrow:

Good credit not required                Funds as soon as the next day                100% online, simple and secure

How it works

Tell us a little about you

Fill out our stress-free application. This refreshingly simple loan form only takes about five minutes to complete. The information you provide will be shared with and used by our participating network of trusted lenders who may then choose you for a loan.

Quick approval decision

Waiting for an answer can be exhausting. We understand that, and more importantly, we care about your well-being. If you are chosen by a lender, an approval decision can occur in seconds. Our lenders are some of the best in the industry and are quick to offer help.

Funds in your account

Our lenders understand your sense of urgency. It’s that simple. Once you’re approved, you can expect to have your funds deposited directly and securely in your account. This could happen as soon as the next business day, although this can vary by lender.

Breathe easy and stress less

They have been exceptional and quick.


You could not ask to be treated any better and they make it so simple.


Lend Wallet is helpful in time of financial emergencies.


When I needed help they were there.


They have helped our quality of life by helping us through tough circumstances.


They have helped our quality of life by helping us through tough circumstances.


Lend Wallet has been helpful keeping up with my credit score.


You have questions. We have answers.

How much money can I borrow?

You can request up to $1,200 when you apply through Lend Wallet™. The amount of credit you would be approved to receive would be based on the information you supply in your application and a lender’s underwriting criteria. Different lenders may use different criteria to determine eligibility. Typically, however, approved first time applicants receive between $200 to $1,000; approved returning applicants may be approved for credit up to $1,200.

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How long before I receive the money?

Let’s be honest. You should be wary of those sites that promise cash in an hour. It simply doesn’t happen that fast. If you are paired with a lender and are approved for credit, you will be offered credit on terms set by that lender. Typically, if you agree to the credit terms and choose electronic deposit, you could have the money in your account as soon as the next business day!

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I have bad credit. Should I still apply?

Yes! You should still apply. Some lenders will rely solely on the information you provide in your application and not run a credit check; other lenders may run a credit check as part of their approval process using specialized credit bureaus that often do not report the same information as traditional credit bureaus.

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What kind of loans are available?

Great question. And usually first on everyone’s mind. The types of credit available will be determined by the lender. Lend Wallet will share your information with our network of participating lenders and advertisers. If you are chosen, you may be asked to supply additional information. If you are not chosen, we may offer you opportunities to submit your information to other networks that are better suited to meet your needs.

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What is required to get a loan?

The lenders who participate in our network have their own criteria to determine whether you are eligible for a loan. Typically, however, our lenders require that you must be at least 18 years old, employed or have regular income, and satisfy their underwriting requirements.

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How long does it take to be paired?

No one likes waiting on an approval decision. At Lend Wallet, we understand your sense of urgency. Typically, it only takes seconds to be paired with a lender. Not all who apply for credit will be paired with a lender or approved for credit, but we do our best!

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more faqs
What is Lend Wallet?

Lend Wallet is an online loan marketplace, operated by Pomo One Marketing, Inc., with one of the largest networks of cash advance, short-term installment and term-based personal loan providers that focus on serving customers with limited access to short-term credit. Our service enables consumers to conveniently apply once, online, and have their application presented to multiple lenders that are best prepared to meet their needs.

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What are the fees for a loan?

Lend Wallet will never charge a fee to use our service. We’re here to help. If you are chosen by a lender and are offered credit, the annual percentage rate (APR), fees and charges will be disclosed by the lender when you are chosen, and may vary depending on the lender and type of credit offered.

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What happens if I am late with a payment?

Lend Wallet does not make this determination. Once selected and offered credit, your lender sets the fees and charges depending on the type of credit offered. Typically, however, nonpayment or late payments may result in additional fees or collection activities, or both. If you have questions be sure to contact your lender directly.

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If I am paired with a lender and approved for credit, am I obligated to accept the loan offer?

Absolutely not. You are always in control. Just because you’re selected and approved doesn’t mean that you are obligated to accept the offer. Before you accept, make sure you review all the loan details provided to you by the lender to determine if the loan is right for you.

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Is my personal information safe?

All of your information you submit to Lend Wallet is encrypted via 128-bit SSL to ensure your privacy and security. All submitted information is sent through a secure server, and we store your information in a secure database. You may learn more about how we protect, store and use your information by reviewing our Privacy Policy.

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How and when do I repay my loan?

Each lender will have its own loan repayment terms. If you are chosen by a lender, you will be shown the terms associated with the loan offered by the lender. Remember you are never under an obligation to agree to a loan.

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We’re honest about money

At Lend Wallet, we understand that life doesn’t always go as planned. Sometimes things happen. And when they do, we’re not always prepared for them financially. Most times these unexpected expenses aren’t for tens of thousands of dollars; they are for a few hundred dollars to cover necessary, immediate costs. Unfortunately, very few banks offer loans for less than $2,500 and even then, most require you to have good credit or an established credit history. This makes the search for a lender frustrating, time-consuming and tedious, which can add additional stress during an already challenging financial time. Our goal is to ease this burden and provide a better borrowing experience.

Lend Wallet is an online loan marketplace that connects borrowers and lenders every day. We have one of the largest networks of cash advance, short-term installment and term-based personal loan providers that focus on serving customers with short-term financial needs. Our free service provides customers with a centralized location to access a trusted network of honest lending partners and get an approval decision in seconds by filling out a single application.

Let’s be honest. Life isn’t always perfect. But no worries, we’re always here when you need us.

Applying just got easier

Download Lend Wallet Go

  • Borrow between $200-$1,200 on the go
  • Use Touch ID to apply even faster
  • User-friendly and secure
  • Easier to request additional funds

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